Life Insurance Coverage
Regardless of age, find the policy you need at a reasonable rate when you turn to Allgard Insurance Services, Inc. of La Mesa, California. Owner Bud Watkins offers several different options to choose from, but specializes in term life, whole life, and first-to-die insurance.
Term insurance is a policy taken out for a specific number of years. Choose to purchase for 5, 10, 15, 20 years, or for a lifetime. This flexibility makes it among the most affordable life insurance options on the market.
Whole life is a policy that stays in place for as long as you make the payments. This accumulates a cash value.
First-to-die is a combination policy. For example, couple takes out a single policy. That policy will pay out as soon as the first one passes away.